Agricultural Banking

Agricultural Banking

For over 100 years, Archer Credit Union has made agricultural communities our home. Every day we continue to work hard to be a trusted financial partner for farmers and ranchers. We believe in getting to know you and building long-term relationships.

Our experienced team is here to help you with anything from the day-to-day to complex financial solutions to help you reach your goals. Archer Credit Union wants to make our community a better place to live, work, play and grow.


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Ag Lending
Ag Lending

We can help with most any type of farm and ranch loan needs. Loans range from annual operating lines of credit to equipment/cattle term loans to long-term real estate loans.

Equipment & Livestock Loans

Equipment & livestock loans may be either priced under a variable or fixed rate of interest. Loan terms typically range from two to six years with annual payments. We are flexible to fit the loan to the need and a member’s repayment plan.

Ag Real Estate Term Loans

Real estate loans are typically set up for terms of ten years or greater with annual payments. We provide funding for purchased land as well as refinance needs.

Cattle Feeding Loans

Whether you desire to feed your own feeders at a custom feedlot or need finance to purchase feeders and feed, we have a loan program for you. 4-H Project Loans We support 4-H and FFA through our 5% project loans. The loan helps a youth have a project, provides a financial learning experience and the rate helps the project to be a profitable one.

FSA Guarantee Loans

We believe that helping out includes our extra effort to obtain Farm Service Agency (FSA) loan note guarantees. Such are especially helpful when a young beginning farmer is able to obtain finance plus at a FSA reduced interest rate. Our youth are our future.



NOW Checking Accounts

Interest bearing checking account typically used by farm, ranch and business operations. Account restrictions apply. Our checking accounts are truly “free” checking. Unlike our competitors, check orders are provided at cost.  You will not find any monthly fees on your statement.



Meet Our Lenders

Shay Hinrichs

(308) 754-2400
Learn More

Shay Hinrichs

Ag Loan Officer
(308) 754-2400

I have been in the financial industry for 10 years with 7 of those years specializing in the Ag Industry. I graduated with my Bachelor's in Business in 2016 from Bellevue University. As an Ag Loan Officer I am committed to develop and maintain strong relationships with area farmers, ranchers and agribusiness professionals. With my experience and education I, along with our great team, can assist you and your operation in meeting financial needs associated with the ever-changing Ag Industry.

I grew up 45 miles south of St. Paul in a small town called Giltner. I currently live with my longtime girlfriend Shelbea Mamot in Palmer, who is a 2nd grad teacher and volleyball coach for Palmer Public Schools. Shelbea and I together have 3 boys, Braylon, Paxton, Memphis, and 1 daughter, Briyer, as well as a dog, Bristol. We are excited and look forward to learning more about the community and becoming more involved in community events.

In our free time, Shelbea and I love to golf (I golf, she drives the cart), spend time on the boat at the lake, travel with the kids and spend quality time with friends and family.