Deposit & Investment Rates
Deposit & Investment Rates
| June 20, 2025 | DIVIDEND RATE | APY* |
|---|---|---|
| Savings Account $5.00 Minimum Deposit to Open An Account |
0.20% | 0.20% |
| Junior Growers Savings Account For Kids 12 & Under $5.00 Minimum Deposit |
3.00% | 3.03% |
| Checking Account No Minimum Balance Required |
-- | -- |
|
NOW Checking Account ($500.00 Minimum Balance to Avoid Service Fee)
$0 - $49,999
$50,000 or more
|
0.25%
0.50%
|
0.25%
0.50%
|
| Vacation & Christmas Club Account | 3.00% | 3.00% |
| IRA/ESA Account | 1.50% | 1.51% |
| Health Savings Account (HSA) | 1.50% | 1.51% |
| Share & IRA Certificates Minimum $500.00 to Open Certificate |
||
|
3 Month |
3.94% | 4.00% |
|
6 Month |
4.04% | 4.10% |
|
12 Month |
3.94% | 4.00% |
|
18 Month |
3.70% | 3.75% |
|
24 Month |
3.55% | 3.60% |
|
30 Month |
3.46% | 3.51% |
|
36 Month |
3.36% | 3.40% |
|
48 Month |
3.36% | 3.40% |
|
60 Month |
3.36% | 3.40% |
| One Year Student Share Certificates Minimum $500.00 to $10,000.00 Maximum. Eligible through age 22. |
5.00% | 5.00% |
*Annual Percentage Yield
RATES ARE SUBJECT TO CHANGE ANYTIME
YOUR DEPOSITS AND INVESTMENTS AT ARCHER COOPERATIVE CREDIT UNION REMAIN IN OUR LOCAL AREA TO SERVE THE NEEDS OF THE CREDIT UNION, THE MEMBERS AND THE COMMUNITIES WE SERVE.
90 days dividend penalty will apply with an early withdrawal for 2 year or less certificates.
180 days dividend penalty will apply with an early withdrawal for over 2 year certificates.
