If you've ever taken out a mortgage, you have probably experienced the piles of junk mail you receive shortly afterwards. Most of it is trying to sell you warranties, insurance, and all sorts of other products associated with homeownership.

How did they get your information?

Archer Credit Union doesn't give out your information. When you take out a mortgage loan, many records become public information. These include:

• Your mortgage lender;
• Your name as the borrower;
• The loan amount;
• The loan number; and
• Your new property address.

Companies search the public records for this information and then include it in the letter they send you. By doing so, the letter looks more legitimate when you take a quick look at it.

In recent news...

Just today we've had several of our mortgage borrowers tell us that they received a letter like the one below. But the catch is, they didn't recently close their loan. They've had the same loan for years.

Notice how the sender make it look like the mailer came from us and that it's very important to call them? It's not. This is junk mail. Please disregard.

If you're ever in doubt about a piece of mail you receive, don't hesitate to stop by or call us anytime.