Imagine you're talking to someone who's been in a coma for 20 years. They see you pull a device out of your pocket that is more powerful than the biggest, fanciest computers from the last time they were conscious. What's more, it's got a GPS, a digital camera and enough storage capacity to fit the Library of Alexandria on it hundreds of times over. The smartphone has been a technological revolution, and it's slowly becoming the way more and more of us handle most of our affairs. It's really no surprise, then, that smartphones are the way people do even basic things like depositing checks. Yes...Read More

Saving your money isn’t always easy, especially when you don’t have a lot to spare. After paying all your usual expenses, there may be very little “fun” money at the end of the month. When we do find ourselves with some extra cash, like a tax refund, many of us rush out to buy those shoes or that electronic gadget we’ve been eyeing for months instead of putting it into our savings. Why do we do that? Why do we spend the money we planned on using for our future? The Science of Saving We can blame it on our brains. Behavioral science has shown that humans are hard-wired to act on impulse and...Read More