Deposit & Investment Rates

Deposit & Investment Rates

January 23, 2017 DIVIDEND RATE APY**
Savings Accounts
$25.00 Minimum Deposit to Open An Account
0.25% 0.25%
Junior Growers Savings Accounts
For Kids 12 & Under $25.00 Minimum Deposit 
1.00% 1.00%
Checking Accounts
No Minimum Balance Required
   -- --
NOW Checking Accounts  ($500.00 Minimum Balance to Avoid Service Fee)
$9,999.99 or less
$10,000 - $49,999.99
$50,000 or more
 
0.10%
0.20%
0.25%
 
0.10%
0.20%
0.25%
Christmas Club 3.00% 3.00%
Vacation Club 3.00% 3.00%
IRA/ESA 0.71% 0.71%
Health Savings Accounts (HSA) 1.50% 1.51%
Share Certificates
Minimum $500.00 to Open Certificate
   

3 Month

0.25% 0.25%

6 Month

0.82% 0.82%

12 Month

0.87% 0.87%

18 Month

1.20% 1.21%

24 Month

0.82% 0.82%

30 Month

1.34% 1.35%

36 Month

1.27% 1.28%

48 Month

1.76% 1.77%

60 Month

2.02% 2.04%
IRA Share Certificates
Minimum $500 to Open Certificate
   

4 Year

   
1.76% 1.77%

5 Year

   
2.02% 2.04%
One Year Student Share Certificates
Minimum $500.00 to $10,000.00 Maximum. Eligible through age 22.
1.50% 1.51%

**Annual Percentage Yield
RATES ARE SUBJECT TO CHANGE ANYTIME

YOUR DEPOSITS AND INVESTMENTS AT ARCHER COOPERATIVE CREDIT UNION REMAIN IN OUR LOCAL AREA TO SERVE THE NEEDS OF THE CREDIT UNION, THE MEMBERS AND THE COMMUNITIES WE SERVE.

90 days interest penalty will apply with an early withdrawal for 2 year or less certificates.
180 days interest penalty will apply with an early withdrawal for over 2 year certificates.