Archer Credit Union Services

Archer Credit Union Services

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Banking Services
Banking Services

Reorder Checks

For your convenience, here is a link to reorder checks online. If you have questions or need assistance, please give us a call.                                                              

Direct Deposit

Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring check automatically deposited at your credit union account on payday. This eliminates standing in line to deposit your check or worrying about your check being lost or stolen if you’re out of town.

Telephone Banking

With your Credit Union’s telephone response system, most of your credit union transactions may be conducted at your convenience, 24 hours a day, from any Touch-Tone® telephone. Call (855) 726-9019 with your account number and Personal Identification Number (PIN) ready to check balances, make inquiries, or even make transfers and loan payments with ease! Best of all, your call is safe and secure. Call any one of our convenient branches to establish your PIN and start using Telephone Banking today!

ATM Machines

We have an ATM machine located outside the Central City location at 510 G Street, Central City, NE and a walk up ATM machine located outside our Dannebrog location at 102 South Mill Street, Dannebrog, NE.

Night Drop Box / Drive Thru

Make safe and convenient after hours deposits at any location.  Central City location has  a convenient drive-thru.

Safe Deposit Boxes

Protect your valuables with a safe deposit boxes located at any of the Archer Cooperative Credit Union locations.

Wire Transfer

A fast way to send and receive money when you really need it.  Any of our locations can provide this service for you.

Cash Advances

Central City and Dannebrog branches offer cash advances for no fee on VISA, Mastercard and Discover cards.

Cashing of Saving Bonds

For more than 50 years, people all across America have secured their future through the regular purchase of U.S. Savings Bonds. U.S. Savings Bonds offer competitive, market-based rates, complete safety, federal income tax deferral, and freedom from state and local income taxes. In addition, the interest earned on bonds may be exempt from federal income taxes if the proceeds are used for eligible higher education costs. U.S. Savings Bonds are helping millions of Americans secure their dreams.  Your credit union can redeem your bonds for you.  If you want to find the value of your bond, click here.

 

Other Services
Other Services

GreenPath Debt Solutions

Archer Credit Union partners with GreenPath. GreenPath offers Free Financial Counseling, Debt Management Plan, Housing Services, Student Loan Counseling, Credit Report Review and Financial Education. A non-profit credit counseling organization that has been helping people reach their financial goals since 1961, Greenpath offers financial counseling and debt counseling without the pressure of a sales pitch. See what GreenPath can do for you today! Visit their website for more information.

Notary Public Services

Notary Publics can notarize your documents at no charge at any location.

Postal Services

You can buy stamps at any of our locations and the Archer location can help you with all your postal needs.

Fax & Copier Machines

Archer, Central City, and Dannebrog locations provide fax and copier service.

 

Fee Schedule
Fee Schedule
January 23, 2016  
Membership Share $25.00
ATM Transaction Fee
(Applies only to ATMs not owned by Archer Credit Union)
$2.00
ATM/Debit Card Replacement Fee $5.00
Statement Check Image Fee $1.00/month
MasterCard Debit Card International Fee 1% of transaction amount
Foreign Check Collection Fees vary based on item
Check Cashing Fee (Non-Member) 5% of check amount
Coin Counting Fee (Non-Member) 10% of amount counted
Check Orders Fee per vendor, depends on style and quantity ordered
Starter/Counter Check Fee $1.00/page of 4
Cashier's Check Fee $5.00
Money Order Fee $1.00
VISA Prepaid Card $5.95
Insufficient Funds/Non-Sufficient Funds Fee $20.00
Returned Deposit Item Fee $20.00
Returned Non-Sufficient Funds Item Fee $15.00
Levy/Garnishment Processing Fee $30.00
Stop Payment Fee (Draft, ACH, Bill Pay) $20.00
Wire Fee - Domestic (Incoming/Outgoing) $20.00
Wire Fee - International (Incoming/Outgoing) $35.00
Account Research Fee $25.00/hour
Photo Copy Fee $.10 per page
Fax Per Page (Incoming/Outgoing) $1.00 per page
Statement Copy Fee Waived
Credit/Debit Card Loan Payment Fee $10.00
Loan Skip Payment Fee $25.00
NOW Interest Checking Account Fee
(If balance falls below $500)
$10.00/month
Inactive Account Fee
(If total deposits are less than $100, and no member-generated activity in 12 months)
$3.00/month
Health Savings Account (HSA) $3.00/month
Early Withdrawal Fee (Term Share Certificate) See Disclosure
Safe Deposit Box Fee  

     3 x 5

$15.00

     3 x 10

$20.00

     5 x 10

$30.00

     5 x 5
     (Dannebrog location only)

$17.00

     10 x 10
     (Dannebrog location only)

$40.00

 

 

Online Services
Online Services

Online Account Access

All of your Credit Union accounts can be viewed 24/7 thru online access. You can make transfers and check on your balances from the comfort of your home.

Online Bill Pay

Tired of buying stamps and licking envelopes? Try the free online bill pay.

Mobile Banking

You can have access to your account anytime and anywhere you have a smartphone. Check balances, transfer funds and view transaction.

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Reorder Checks

For your convenience, here is a link to reorder checks online. If you have questions or need assistance, please give us a call.

 

Calculators
Calculators

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loan Payment Calculator with Amortization Schedule

This calculator will compute a loan’s monthly payment amount — at various compounding intervals — based on the principal amount borrowed, the length of the loan and the annual interest rate. Then, once you have computed the monthly payment, click on the “Create Amortization Schedule” button to create a report you can print out.

Single Loan Payment Calculator

 

Periodic Deposit Savings Calculator

This calculator will help you to determine the future value of a periodic investment. Single Deposit Savings Calculator This calculator will help you to determine the future value of a one-time investment.

Retirement Savings Calculator

This calculator will help you to estimate the amount of money you will need to have saved by retirement age in order to meet your desired retirement income goals — along with estimating how much you need to be setting aside now in order to fully fund your plan. You have the option of factoring in inflation, up to three post-retirement incomes, and a one-time benefit (sale of home, etc.). You can also print out retirement planning reports for any number of what-if scenarios.

The Electronic Share Insurance Calculator

This is a simply way to find out if your money is protected and how much is protected from the NCUA insurance fund.

Online Forms