Privacy Policy

Privacy Policy

FACTS

WHAT DOES ARCHER COOPERATIVE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?  

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

  • Name, address, Social Security Number, and income
  • Account balances and payment history
  • Credit history, credit scores and employment history

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their mem- bers’ personal information; the reasons Archer Cooperative Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Archer Cooperative Credit Union share?

Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—information about your transactions and experiences

No

We do not share

For our affiliates’ everyday business purposes—information about your creditworthiness

No

We do not share

For our affiliates to market to you

No

We do not share

For non-affiliates to market to you

No

We do not share

 

To limit our sharing

 

 

• Call 308-946-3070, visit the credit union or mail in the form below.

 

Please Note: If you are a new member, we can begin sharing your information [30] days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
If you have questions, call us at 308-946-3070 or visit us online at www.archerccu.com. 

 

Who We Are

Who is providing this notice?

Archer Cooperative Credit Union.

What We Do

 

How does Archer Cooperative Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use securi- ty measures that comply with federal law. These measures include computer safe- guards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with chang- es in products, services and technology.

How does Archer Cooperative Credit Union collect my personal information?

We collect your personal information, for example, when you • open an account • apply for a loan
• use your credit or debit card • pay your bills
• make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:
• sharing for affiliates’ everyday business purposes—information about your

creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Archer Cooperative Credit Union has no affiliates.

Non-affiliates

Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
• Archer Cooperative Credit Union does not share with non-affiliates so that they can

market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include:
• Other financial service providers

*Revised September 2017